What if the American Rescue Plan’s Enhanced Marketplace
Subsidies Were Made Permanent? Estimates for 2022
Urban Institute – April 2021
If the ARPA’s temporary enhancements to marketplace subsidies were made permanent and consumers, employers, and insurers had fully adjusted to the new coverage options, we find that in 2022:
• 4.2 million fewer people would be uninsured;
• 5.1 million more people would enroll in the subsidized marketplace; and
• Nongroup premiums would be 15 percent lower
